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| We normally recommend the use of an hour or "premium" bank arrangement that can coincide with coverage available for employees working as little as 40 hours per month. The hour / premium bank approach simply reduces the premium requirements to an hourly amount for a minimum number of hours each month (i.e. 100, 130, or 160 per month). As long as the employee has at least the minimum amount of hours in his or her account, coverage is certified for the next month. |
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